There are many different types of Landlord. From the individual who is renting out their second home to the ambitious property tycoon with an ever-increasing portfolio of trendy dockside apartments. The common theme for all landlords is the need to purchase landlords insurance to protect their investment.

Sometimes, even dream tenants turn bad. If they intentionally damage your investment property or stop paying rent, standard home insurance or strata title insurance may not be enough. The good news is Landlord Insurance is designed specifically to help protect your investment. As well as providing buildings and/or contents cover it provides benefits.

Landlord’s insurance cover has some different features to normal household insurance. As well as buildings and contents cover, a specialist landlord policy can be tailored to include cover for liability insurance, legal expenses, rent guarantee and also emergency assistance.

Landlord Buildings Insurance Covers you for loss or damage to the buildings from causes such as fire, lightning, earthquake, explosion,

aircraft, riot, civil commotion, strikes, locked-out workers, persons taking part in labor disturbances or malicious persons, storm or flood, escape of water from any tank apparatus or pipe, falling trees or radio/TV aerials, impact, leakage of fuel, theft or attempted theft, accidental breakage of glass/sanitary fittings, subsidence..

Landlord Contents Insurance If you have furnishings and other contents owned by you situated in communal areas or in fully furnished properties you will require this cover.

Landlords Loss of Rent If you were to incur a loss, your property may be uninhabitable for a period whilst repairs are being made. During this time the rent you were receiving may be reduced or even nil so taking out Landlords Insurance may protect you against such an eventuality.

Landlords Insurance covers your investment property insurance needs - from liability cover to loss of rent and damage by tenants It also covers all properties leased or rented to tenants, including flats, apartments, units and houses. With the correct insurance in place, you can relax knowing that should any damage be caused to the property you are protected against the financial consequences. With this peace of mind in place, you can worry about running your property and nothing else.