Your life is full of precious things. The people you love. The home you live in. The car you drive. All of them need to be protected. Insurance companies will provide the best long-term protection for your family and your lifestyle.

"Insurance company" means an association, corporation or fraternal or mutual benefit organization, whether or not for profit, engaged in the business of providing life endowments, annuities or insurance, including accident, burial, casualty, credit life, contract performance, dental, disability, fidelity, fire, health, hospitalization, illness, life, malpractice, marine, mortgage, surety, wage protection and workers' compensation insurance.

The company that issues an insurance policy and guarantees the obligations of the administrator we can call it an insurance company.

Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of potential financial loss. Insurance is defined as the equitable transfer of the risk of a potential loss, from one entity to another, in exchange for a premium and duty of care.